Retail Banking and Finance, C.A.
The Certificate of Achievement (C.A.) in Retail Banking and Finance program offers the students the study of theoretical aspects in the money and financial markets and how the banking sector could influence the economy. Further, the students are exposed to customer service and business-related subjects that provide the foundation to understand and succeed in the banking industry. This program is designed for entry or advancement in the banking sector careers. The goal is to prepare students for the many challenges of the world of finance, since the role of the modern banker today demands specialized knowledge, flexible job performance, and customer service expertise.
The prospect occupations in the banking sector with this certificate are mainly Bank Manager, Relationship Manager, Internal Auditor, Budget Analyst, Credit Analyst, Loan Officer, Bank Teller, and this certificates lays the ground for future positions as an Investment Banker, Foreign Exchange Trader, Asset Manager, and Equity Analyst which require more specialized certificates but the C.S. in retail banking and finance provides foundational knowledge to eventually take other finance related certificates.
Based on information for the Bureau of Labor Statistics, the three main sectors in which the above positions fall into is management occupations, business financial operations occupations, and office and administrative support occupations. The first one has mean wage in the state of Missouri of 104,120 USD and employs 157,190 workers; the second sector has a mean wage of 74,780 USD and employs 166,640 workers; the third sector has a mean wage of 40,560 USD and employs 389,580 workers. This last category usually represents the starting jobs in the banking and finance industry.
Economics for Managers, C.S.
This certificate of specialization (C.S.) program provides students with the necessary knowledge on how managers make informed business and financial decisions. Students will gain an understanding of basic economic theory as it applies to practical business decision making, resource allocation issues, accounting practices, international markets, legal considerations, and consumer behavior patterns. This certificate is useful to advance a career, or to gain intuition into business and economic applicable theoretical principles.
In terms of prospect occupations, this C.S. enhances the skills of those who are in managerial positions in their jobs or are looking to broad the skills set to become a manager. This certificate can open the doors to positions in jobs related to retail, banking, finance, marketing, accounting, international management consulting, environmental policy, sustainability consulting, food production and distribution, and agricultural policy.
For the state of Missouri, the potential wage earnings for occupations in business and economics related managerial positions in the specific sectors above could be found at the Bureau of Labor Statistics.