Federal Title IV Student Aid includes the following:
- Federal Pell Grant
- Federal Supplemental Education Opportunity Grant
- Federal Work Study
- Federal Direct Subsidized Loan
- Federal Direct Unsubsidized Loan
The SAP policy is consistently applied to all enrolled students at the end of the
Fall, Spring, and Summer terms. The SAP status for incoming transfer students will
be based on this current SAP policy. You should select courses that will fulfill your
educational goals. These courses must follow published degree requirements. Students
will be evaluated at the end of the fall, spring and summer semesters in order to
determine eligibility of assistance for the next term. Please be aware that some programs
may have a higher GPA requirement for renewal.
To maintain Satisfactory Academic Progress (SAP), students must meet the minimum requirements
noted below. SAP has a qualitative measure and a quantitative measure, which are measured
at the end of each term. Based on these measurements, there are three components of
SAP which must be met in order to remain eligible for Federal Title IV student aid
and A+. Students must meet all of the following SAP components:
- Cumulative grade point average (GPA) requirement (Qualitative Measure)
- Cumulative completion percentage requirement (Quantitative Measure)
- 150% maximum allowable time frame (Quantitative Measure)
The chart below provides additional information and examples of the three components
of SAP.
Classification/Level |
Attempted Hour/GPA Scale |
Completion Percentage |
Maximum Time Frame |
Undergraduate |
1-15 CR = 1.5 GPA
16-30 CR = 1.8 GPA
31 CR above = 2.0 GPA
|
67% Cumulative Attempted Hours |
150% of published program length |
Example |
Undergraduate student has 40 attempted credits and an institutional cumulative GPA
of 2.25
|
Student has attempted 60 hours and has earned 50 hours
|
Undergraduate in 60 credit hour program and has attempted 75 hours
|
Result |
2.0 required
2.25 > 2.0 = good
|
67% of 60 = 40
50 > 40 = good
|
60 X 150% = 90
75 < 90 = good
|
Attempted and Earned Hours
- Attempted and earned credit hours are based on the official college calculation as
presented on the student's academic records in the college database.
- Once a student has completed a degree, all subsequent coursework is considered in
the attempted hours calculation until that subsequent degree is completed.
- Attempted hours include: repeat hours, incomplete hours, academic clemency/bankruptcy
hours, transfer hours, concurrent (high school) enrollment, regardless of whether
a student received financial aid.
- The Department of Education regulations do not exempt hours included in academic clemency/bankruptcy
from the SAP policy. This means that terms excluded due to clemency/bankruptcy remain
in the maximum allowable time frame and completion percentage calculation of your
SAP status.
- All periods of enrollment at SCC will be counted in attempted hours.
- Courses where a student receives a final grade of A, B, C, D, F, I (In Progress),
or W will be used to compute hours attempted. An “I” grade is considered an “F" grade
for SAP calculation purposes.
- Courses with final grades of F, I (In Progress), or W will not be counted in earned
hours.
- Remedial/Transitional courses will not be considered in the calculations, instead
will be monitored based on established policies for that program.
- Courses deleted or canceled are not included in the calculation of GPA, completion
rate, and/or maximum timeframe.
- If a student changes their major, degree or seeks to earn an additional degree they
are eligible to receive federal aid for no more than 150% of the credit hours required
for the chosen major. The 150% maximum timeframe limit is applied to all credit hours
earned or attempted while enrolled at SCC, and includes transferred credit from previously
attended institutions.
Recalculations
- Students may request a recalculation of their eligibility for the current term due
to grade changes due to corrections. Please note that a grade change is not the same
as grade forgiveness.
Financial Aid Warning and Suspension
Financial Aid Warning
A student who fails to meet the minimum SAP requirements (because of GPA and/or completion
percentage as indicated above) at the end of a term will be placed on Financial Aid
Warning. A student on Financial Aid Warning may continue to receive assistance under
the Federal Title IV funds for the next term only. During the term of warning, the
student is expected to come into compliance with the standard Federal Financial Aid
Satisfactory Academic Progress Policy as stated above.
At the end of that term, if the student has met the minimum GPA and completion percentage,
the student is considered to be meeting SAP (unless the student is not meeting the
maximum time frame requirement).
If the student has not met the minimum completion percentage and GPA requirement,
the student is not considered to be meeting SAP. At this time the student will be
placed on Financial Aid Suspension and will not be eligible for Federal Title IV funding.
Note: Financial Aid Warning and Suspension are separate from Academic Probation and Suspension.
Students should contact the SCC Registrar's office for information regarding Academic
Probation and Suspension.
Financial Aid Suspension
There are two reasons a student will be placed on Financial Aid Suspension:
- Failure to meet SAP Good Standing after the Financial Aid Warning period.
- Failure to complete the academic program within 150% of the published program length
(a.k.a. Maximum Hours)
During this period of suspension, the student will not be eligible to receive Federal
Title IV funds. The student may continue to be enrolled at SCC if they meet admission
and enrollment requirements and meet published payment deadlines.
A student who loses their Federal Title IV financial aid eligibility due to SAP at
the end of a financial aid warning or as a result of not completing their program
within 150% of the published length of the program, has the right to file an appeal.
Repeated Course(s) Rule
- Repeated courses are not part of the SAP policy, but it is important students understand
they may only receive federal financial aid for one repetition of a previously passed
course(s).
- If a course is repeated and replacement is approved according to the SCC Academic
Repeat policy, the grade given at the end of the repeated course becomes the official
grade. The replacement grade is used to compute the cumulative GPA in the calculation
of a student's SAP status.
- Each repeated course will count towards the attempted hours when determining completion
rate and maximum timeframe. Note: this includes Transfer Credits accepted for meeting
degree requirements.
Appeal requests must be submitted to the Enrollment Services Department by noon on
the second Wednesday of the month. Applications received after the second Wednesday
will be reviewed at the next month's meeting (no exceptions). Exceptions to the college's
SAP policies are not made lightly and will generally be considered only for extenuating
circumstances. Decisions are based on an individual's extenuating circumstances, the
documentation provided and the student's academic history. An incomplete application
will not be reviewed by the Appeals Committee.
Initial Appeal
A student on Financial Aid Suspension may appeal if the circumstances causing the
student to fall below minimum standards were out of the student's control and warrant
special consideration.
Mitigating Circumstances
|
Example of Documentation
|
Death of a family member/friend
|
Obituary, death certificate
|
Marital Issue
|
Separation Agreement, divorce decree, statement for counselor/minister
|
Health Issues
|
Statement from medical professional, medical records
|
Employment Issues
|
Letter from employer, copies of time sheets, pay stubs
|
Family Responsibilities
|
Documentation that supports the particular issue
|
Financial Responsibilities
|
Documentation that supports the particular issue
|
Complete a Financial Assistance Satisfactory Academic Progress appeal form.
- Attach to your appeal a typed one-page letter explaining why you are currently not
meeting SAP standards and what has changed that will enable you to be successful in
the future. Include relevant dates, names and relationships when possible.
- Attach a degree audit report printed from your SCC Connection account.
- Attach supporting documentation of your extenuating circumstances that have contributed
to your inability to maintain SAP.
The appeal should address each term that a student's performance was below the minimum
requirements. Additionally, an appeal should contain an explanation of the steps that
a student intends to take to ensure that future academic progress will be acceptable.
The student will complete an academic plan with the help of an Academic Advisor. The
Academic Plan will contain a projection of the courses the student will take each
term up to the term that they again meet SAP requirements. The appeal form, letter,
documentation and academic plan will be turned in to the Financial Aid Office and
sent to the Appeals Committee for review. You will be notified via SCC email of the
Committee's decision.
Should you wish to contest the original decision of the committee, you may do so in
person at the next appeals meeting. To schedule an appearance, call 636-922-8601 no
later than noon on the Wednesday preceding the meeting.
Appeal Deadline: Students on financial assistance suspension, whose appeals have not been read and/or
approved by the payment deadline for a given semester, are required to pay for their
tuition and fees (by the payment deadline) in order to secure the classes in which
they have enrolled. Appeals must be received no later than three weeks after the start of the semester
in which you are enrolled. Appeals received after three weeks will take effect the
following semester.
Financial Aid SAP Committee
The committee is comprised of representatives from SCC staff and faculty
-
The committee reviews the appeal according to the dates on the Financial Aid website
and provides its decision to the Financial Aid Office.
-
Students will receive an email informing them of the committee's decision. The email
is sent to the student's SCC email address.
-
The decision of the committee is final. Note: No Federal Title IV aid will be paid
retroactively for a term in which the student did not meet the minimum SAP requirements
as outlined in Section I.
-
If the student has questions regarding the decision, an appointment can be made with
the Director of Financial Aid.
Appeal Approval
If the appeal is approved, the student is placed on Financial Aid Probation
Financial Aid Probation
Students who have their appeal approved will be placed on Financial Aid Probation
and must maintain compliance with the Academic Plan submitted with their appeal. While
on probation, a student is eligible for Federal Title IV aid.
-
During the period of probation, the student is expected to come into compliance with
the SAP policy as described above in Section I, or
-
Maintain compliance with the Academic Plan submitted to the Financial Aid Office as
part of the appeal. The Academic Plan will be reviewed by the Financial Aid Office
at the end of term. Failure to meet the terms of the Academic Plan will result in
the student being placed on Financial Aid Suspension and the will not be eligible
for Federal Student Aid.
Reestablishment of Aid Eligibility after not maintaining Academic Plan Requirements:
A student who does not meet the terms of Academic Plan may establish federal aid eligibility
in one of two ways.
-
The student will be eligible for Federal Title IV Aid when they meet the SAP policy
requirements listed in Section I, or
-
The student may submit another appeal to the SAP Committee for consideration in order
to regain federal aid eligibility.
Intention of Academic Plan
The purpose of the academic plan is to:
-
Ensure the student has met with an Academic Advisor to discuss their academic goals
and ensure they understand the path to obtain their degree of certificate.
-
Establish with their Academic Advisor a plan that will allow the student to do one
of the following:
-
Obtain compliance with the SAP policy within one academic term, or
-
Obtain compliance with the SAP policy within a reasonable time.
A "W" won't affect your GPA, but it will have a negative impact on your completion
ratio. An "F" will have a negative impact on both your GPA and your completion ratio.
It's simpler than it sounds:
- You have to complete 67% of all coursework attempted, including remedial coursework.
- Coursework attempted during all semesters (fall, spring, summer) is evaluated cumulatively
(and reviewed each semester).
- Participating in SCC's financial aid program? You'll need to submit official transcripts
from all institutions you've attended previously.
- Transfer credits accepted from other colleges and universities are included in the
number of credit hours attempted and earned.
- Financial aid applications can't be processed until all transcripts have been received
and evaluated.
Yes! For students enrolled in an associate of arts degree program, it's 96 attempted
credit hours.
If you're in the associate degree nursing program, though, the limit goes up to 108.
This includes:
- Hours transferred from other colleges
- Hours previously completed at SCC (even if you didn't receive financial aid)
- Withdrawals
If at any time SAP measurements make it mathematically impossible for a student to
graduate within the maximum time-frame described above, that student will no longer
be eligible for financial aid from the moment such a calculation is determined.
No. You may change programs, but this doesn't change the maximum number of credit
hours.
The maximum number of credit hours for a certificate program is based on the number
of hours to complete that program. For example:
- A certificate program that requires 36 credit hours will have a maximum of 54 hours
of financial aid eligibility
Students who have earned an associate's or bachelor's degree are considered to have
met the maximum attempted credit hours limit.
- Warning - If you fail to meet all parts of the SAP policy, you'll receive a financial aid
warning. You may continue to get financial aid for one semester, but you must meet
all parts of the SAP policy by the end of the warning semester.
- Suspension - If you fail to meet the minimum required GPA or completion ratio in your warning
semester, your financial aid will be suspended.
Yes, you can appeal in some cases - students whose financial aid is suspended due
to extenuating circumstances may appeal through the Enrollment Services Appeals Committee.
Appeals are reviewed on a case-by-case basis.If your appeal is approved and your financial
aid is reinstated, you'll be granted "Probation" status, and your progress will be
monitored on a term basis (instead of cumulative).
You'll also be required to meet with a financial assistance counselor to develop an
academic plan, and you can only enroll in the courses that are part of that plan.
You'll need to maintain a term GPA of at least 2.0 and a term completion rate of 100%
for each future term of enrollment - if you don't, you won't be eligible for any future
financial aid until your cumulative GPA is 2.0 and your completion rate is 67%.
No additional appeals will be considered, but you can still attend SCC at your own
expense.